Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

・Federal student loans offer the most borrower protections and flexible repayment options, but Grad PLUS loans are ending in 2026. ・Private loans and education lines of credit may help fill funding ...

Student loan types can be confusing, and choosing poorly can cost thousands of dollars over a career. I focus here on seven major options and the smarter alternatives that recent reporting highlights, ...

Explore the current interest rates for SBA-backed financing—including 7(a), 504 and microloans—and learn how these compare to traditional loan options ...

USDA loans: With a USDA loan, you can modify your mortgage with an extended term of up to 40 years, reduce the interest rate ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. whitebalance.space / Getty Images ...

Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. The Trump administration and Republican lawmakers in Congress are ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...