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Personal loans can help meet urgent or planned financial needs, but choosing the right interest rate and charges is key to keeping repayments affordable.

The rate on a 30-year fixed refinance fell to 6.23% today, according to the Mortgage Research Center. Rates averaged 5.36% for a 15-year financed mortgage and 6.11% for a 20-year financed mortgage.  R

The average interest rate on a 30-year, fixed-rate mortgage dropped to 5.94% APR, according to rates provided to NerdWallet by Zillow. This is 19 basis points lower than yesterday and 15 basis points lower than a week ago. (See our chart below for more specifics.) A basis point is one one-hundredth of a percentage point.

A complicated U.S. economy. Stubborn inflation and a jobless boom. Unprecedented conflict with the president. Personnel changes, and a new Fed chair. Federal Reserve officials are no stranger to difficult

The current average mortgage rate on a 30-year fixed mortgage is 6.17% with an APR of 6.20%, according to the Mortgage Research Center. The 15-year fixed mortgage has an average rate of 5.38% with an APR of 5.